We provide advice to you on general insurance products. We help you protect your assets to minimise the financial impact to your lives and businesses when things go wrong.
We can advise on both domestic and commercial products, across various industries as well as risk management practices within your business operations.
We are not restricted to using any particular insurer. This allows us to compare terms to provide you the best options for your requirements.
Local Risk Advisor
We are a local Canterbury risk advisor with global partners using fire and general products to reduce your risk.
No chatbots, no automated systems, we work for you and prefer to meet face to face so we understand what you need.
If we can’t add value we will tell you.
We will generally recommend insurance products from insurers our broker group (PSC Connect NZ Ltd and Steadfast) have arrangements with. These negotiated terms are generally better than if we approached them directly. Further details of these arrangements can be found in our Disclosure Documentation.
We do not provide advice on health, medical or life insurance, or any other similar financial advice, however, we can refer you to a colleague should you require advice on these types of products.
Today’s competitive pressures and governance obligations force businesses to scrutinise the price paid for goods and services and ensure value is obtained.
The provision of insurance services is constantly focused under the cost microscope – sometimes with disastrous results.
All insurance brokers are not the same. Businesses should avoid using expense reduction consultants who may simply focus on the cheapest premium rather than the right insurance and risk protection.
Three major aims for businesses in managing risk are as referred to by Lyndon Parnell
· contain and reduce costs
· protect future earnings
· ensure governance and compliance.
AIC works with you to obtain good outcomes helping to manage the risks while achieving your aims. We work with you to develop a personalised and comprehensive insurance strategy that will help to protect the wealth and livelihoods of those who depend on you.
Being affiliated with PSC Connect and The Steadfast group we are part of Australasia’s Largest Brokering Firm / Buying Group with over 300 brokerages and 700 offices.This means we have access to local and global insurers, and we can use the scale of the connections to provide wordings and terms to manage the unexpected.
PSC Connect offers support from an operational and structure platform, they also audit their brokers to ensure that they’re are operating at the highest professional level.
They also arrange the professional indemnity insurance on our behalf. As part of the group we have disputes resolution processes compliant with the FMA regulations.
The support means the business is small enough to be flexible, accountable, accessible, and most importantly personal.
We make sure we understand your business so we are able to provide risk management solutions and being part of a larger buying group means we are competitive.
It’s worth having a conversation and I’ll buy the coffee!
Let’s Get Started
If you are interested in talking to me about the risks your business is subject to click the button below to get in contact.